More Middle-Class Professionals Becoming Homeless

by Shannon Moriarty

Published October 26, 2008 @ 08:13PM PST

What do real-estate agents, lawyers, business owners, Hollywood writers, and pre-med students have in common? Sadly, it is that they share the distinction of being the emerging face of homelessness in America.

The Burbank Temporary Aid Center in Burbank, California has seen a 66 increase in requests for assistance in the past year, According to the Contra Costa Times. About half of these requests come from middle-class people who, for the first time ever, are becoming homeless. Shelters across the country are reporting similar trends.

Colin is one of the unlucky individuals in LA who has fallen on hard times:

As a middle-class father and business owner, he had achieved the American dream. But that all came crashing down recently when his coffee-bean importing business went under and the home he was renting in El Segundo went into foreclosure.

With nowhere else to turn, the Westmont College graduate sought shelter for his family at the Union Rescue Mission in downtown Los Angeles.

"It definitely gives you a whole new take on life and how quickly things can unravel," said Colin, 39, who requested his last name not be published. "My experience is far more widespread than I think people would like to admit. And we may not have seen the worst of it yet."

Unfortunately, he's probably right. And his story is becoming more and more common.

[Picture: Colin went from being a middle-class business owner to a resident of the Union Rescue Mission on LA's skid row, courtesy of the Contra Costa Times.]

Source: www.change.org

Health Care Crisis: Are You Cutting Back on Prescription Medications to Save Money?

by Catherine Morgan

The New York Times featured an article this week, about how our poor economy, is affecting many patient's ability to buy prescription medications. This isn't a new phenomena, but it is happening on a much larger scale. I've done this myself on more than one occasion. Not only are we putting our personal health at risk when we do thiis, but we also risk profound implications to the health care system.

Although other forces are also in play, like safety concerns over some previously popular drugs and the transition of some prescription medications to over-the-counter sales, many doctors and other experts say consumer belt-tightening is a big factor in the prescription downturn.

The trend, if it continues, could have potentially profound implications.

If enough people try to save money by forgoing drugs, controllable conditions could escalate into major medical problems. That could eventually raise the nation’s total health care bill and lower the nation’s standard of living.

From Angie Drakulich at Pharm Tech Talk...

I have another radio story to share with you....driving to work the other day, I heard a report that 11% of US consumers have cut back on the number of prescription drugs they take or on the dosage of those medications in order to make the prescriptions last longer.

In addition, 22% have reduced the number of times they go to the doctor. The statistics come from a national survey conducted over the summer of 686 consumers by the National Association of Insurance Commissioners (NAIC).

Americans are essentially putting their health at risk in order to save money, according to the NAIC's press release on the survey.

From Judith Graham...

Getting the medical care you need isn't easy. Resources can be hard to find. Weighing the costs and benefits of proposed interventions can be difficult. Choosing a doctor or a hospital, negotiating with your insurer, staying on top of treatment trends, getting the best care possible -- all these can be nerve-wracking. This blog will bring you useful information, connect you with important resources and highlight the stories of other people like you.

I See the Failure of the Health Care System every day...

I also see patients like those highlighted in this week’s New York Times health section—people deciding not to take some or all of their medications because of the cost. Sure, some of those people will do OK. There are well-documented problems with polypharmacy (when too many medications actually create health problems), particularly in older adults. And not every person at risk for a disease (heart disease and stroke, for instance) will actually get it without being treated.

But many who skimp on their meds to save money will pay the price later, when uncontrolled high blood pressure leads to a stroke, or undertreated diabetes leads to vision loss or heart disease.

From Hilary Lewis from the Business Sheets...

With the skyrocketing prices of prescription drugs, it's sort of not surprising that consumers are rationing their doctors' orders. But it is still disconcerting that people are cutting back on prescription medicine. Perhaps the recession will finally lead to a drop in prescription drug prices. Here's hoping.

From Stephanie Miles - When Money Is Tight...

When faced with skyrocketing premiums, deductibles, and prescription drug costs, more people are choosing to skip doctors visits and forego their prescription drugs, according to the article, which found that:

• 22 percent of people surveyed said that they were going to the doctor less often because of money woes, while in a different survey, 11 percent said they were cutting back on filling their prescriptions.
• The number of total prescriptions filled fell 0.5 percent in the first quarter and 1.97 percent in the second, compared with the same periods in 2007 -- the first negative quarters in at least a decade.
• Drugstores like Walgreens are reporting slower sales of prescription drugs.
• Health services company LabCorp. says that blood tests and lab work are down 8 percent in the second quarter of 2008, compared with the 1 percent quarterly growth it usually sees.

Also See:

The Queen B - What I'll Do For Medications

Are High Gas Prices Affecting Your Health?

Have you considered skipping medications because of the cost? Have you considered the implications of that decision on your personal health?

Contributing Editor Catherine Morgan
at Catherine-Morgan.com, The Political Voices of Women, Capessa Health & Fitness

REAL TALK: Like It Or Not...These Are The Facts!

Written By Monica Rowland
Like it or not... these are the facts! Our economy is failing and in 2004 when G.W. Bush stepped into his second term as President of the United States, we entered into the beginning of a DEPRESSION. As moms, single parents, wives, homemakers and partners...we must examine these issues and create a system for ourselves that will create and sustain long term residual income.

Here are some ALARMING facts:

* There has been a 14% hike in food prices.
* GAS PRICES ARE AT AN ALL TIME HIGH
*82 Percent of Families in the US with infants are requiring FULL TIME child care in order to work.
* The yearly cost of child care in the US reaches as high as $14,591 in some states.
* The average income of single mothers with children under 18 is $23,008 yearly.
* As of September 2008, there have been over 760,000 people laid off from their jobs.
* The National unemployment rate was at 6.1% in September of 2008.
* There are nearly 2 million families facing foreclosure.
* Since late 2006 over 300 major lenders have closed .
* There are over 1 million unemployed real estate professionals.
* Since 2007 there have been 47 failed US banks with WAMU being the biggest bank failure in US history.
*Every 75 years there is a depression. The last one was 1929- you do the math. There are more millionaires made during depressions than any other time. This is a perfect time to take advantage of industry trends - The health and wellness industries, and the security of a home based business.

** Statistics from the U.S. Department of Labor